Geico’s mistake, it seems, was that he rejected the claim instead of disputing it. From NBC News: After Geico dismissed her claim, the MO referred the matter to an arbitrator, who upheld it before the court upheld the $ 5.2 million decision, the appellate court said. In federal court documents, Geico said she never had any responsibility to defend the boy, identified only as “MB”, because he should only be on the hook for damage “from property, maintenance or use”. of the car. ” … “But GEICO had the opportunity to participate and defend its interests – including its ability to challenge liability and damages – by submitting a defense of the Insured,” according to the appellate court, which wrote the word “did” strongly. italics. … The insurance company “has no right to resolve these issues” is now on appeal, the court said. GEICO hopes to settle this with a better outcome in federal court.