The Missouri woman, who is listed as MO in court documents, said she was infected with the human papillomavirus (HPV) by her partner while having sex in his car. Her partner was insured by the GEICO General Insurance Company. In February 2021, he informed them that he would seek compensation for the damage he had received. A woman was rewarded with 4 4.1 million by a car insurance company after she caught a STD on the back of her partner’s Hyundai (Getty Images) According to court documents, the man knew he had HPV as well as throat cancer, but continued to have sex without telling the MO about the dangers. The Jackson County Circuit court awarded the woman $ 5.2 million – equivalent to 4 4.1 million – to be paid by GEICO after ruling the man was responsible. The insurance company took the case to the Missouri Court of Appeals to challenge the decision, but a panel of three judges ruled that the decision was valid. The Jackson County Circuit court awarded the woman $ 5.2 million (Getty Images) The decision states: “After the MO became infected with the human papillomavirus, it submitted a settlement offer to GEICO, arguing that the Insured’s negligence contamination with the disease during sexual intercourse in his car and that his car insurance policy issued by GEICO provided coverage for her injuries and losses. “… The referee found that Insured’s negligently infected MO with HPV and awarded her $ 5.2 million in damages. … In 2017, MO and the Insured started a romantic relationship, effective at that time was a car insurance policy issued by GEICO to the Insured. On February 25, 2021, MO submitted to GEICO a copy of a petition it intended to file against the Insured and made a final settlement offer to resolve its ‘claims against the Insured for the applicable $ 1 million limits’. The reference attached to the settlement offer alleges that during “November and early December 2017”, the Insured and the MO engaged in unprotected sexual activity in the Insured’s vehicle and during these sexual encounters, the Insured “provoked or by negligence in causing MO he became infected with HPV by not taking the proper precautions and by neglecting to inform and / or disclose his diagnosis, despite the fact that he “is aware of his condition”. However, the insurance company continues to challenge the decision in federal court, arguing that the claim is not covered by the contract. The decision of the federal court in the case will determine whether GEICO will pay all the damages to MO
